Ira Contribution Limits 2024 For Couples. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if. The contribution limit for a roth ira is $6,500 (or $7,500 if you are over 50) in 2023.
The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2023 tax year was $6,500 or $7,500 if you were age 50 or older. For married couples, the earned income requirement.
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